Frequently Asked Questions

Fast paperless credit up to $1,500 available at any time!

What are the steps to get a credit facility?

Here are the steps to get a credit facility :
1. Fill out & send the form
2. Bank verification
3. If your request is approved, complete your application
4. Get the funds

To apply now, click HERE

Can I get a credit facility?

Here are our eligibility requirements :
– Be 18 years or older
– Live in Quebec
– Have a stable job for at least 3 months
– Have your paycheck deposited in your canadian bank account
– Not being in a bankrupcy
– Have an income of at least $1200/ month

If you want to apply for a variable credit cash advance, clic HERE

How to ask for a variable credit facility?

To ask for a credit facility, simply fill out the form and submit it.

What happens when I’ve submitted my application?

When you send in an application (fill the form and do the bank verification), you will get a confirmation.
One of our agents will then check the information you sent in to determine the amount of your varialble credit facility.
You will recieve an answer from us to confirm your status. If your situation meets the requirements, your funds will be deposited in your account.

Ready to apply?  Clic HERE

How long will it take to get the money in my account?

Usually, the funds will be deposited before midnight if your application was completed AND the contract was returned signed before 2:30PM (Mon-Fri).
If it’s not the case, you must count 24 business hours for the transfer.
Exceptions : when applications are sent in outside of regular business hours (weekends, evenings)

Don’t wait!  Apply HERE now

Do you need to confirm my employment?

Yes! Because we don’t run credit checks, it’s important for us to confirm that you are employed and that you can pay
back the amount of variable credit we give you access to. This is done in a confidential manner and your employer
will not be told that this is for a financial request.

Start your application by filling out the form HERE

What is a variable credit contract?

The variable credit contract is the document we send you to confirm the agreement we make with our customers. The expression “variable credit” is different from “term loan”.
A credit facility means that our customer has access to funds he/she can use at his/her discretion and the payment of the used amount can be done in an anticipated manner
with no extra fees or penalties.

Ready to apply for a cash advance?  Start HERE

What is the interest rate?

The interest rate is 18.99% per year.  Apply HERE

What happens if I can’t make my payment?

You can ask for a deferral at least 72 business hours prior to your scheduled date IF you have already made 3 payments towards your variable credit facility, at no cost.  However, you can avoid paying extra fees if you make your payment on time, as your bank will charge you for NSF (non sufficient funds).

Please note that if you need to defer a payment, you will need to allow extra time.

What are your opening hours?

Client Care
Monday to Thursday : 8am to 5pm
Friday : 8am to 4pm
Saturday : 9am to 5pm
Sunday : Closed

Payment Services
Monday to Thursday : 8am to 6pm
Friday : 8am to 4pm
Saturday : Closed
Sunday : Closed

Perception Services
Monday to Thursday : 8am to 6pm
Friday : 8am to 4pm
Saturday : Closed
Sunday : Closed

Are there any extra fees?

Weekly membership fee : $22.75 as long as there is an active balance
Following cash advances : $0

Apply for a cash advance HERE

Where can I find my balance and my payments calendar?

In your client portal. Get access by going to our website and click on “LOGIN“.

Paperless credit ranging from $500 to $1,500 available 24/7!

Contact us

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